Welcome to the Peoples Guide Sacramento City & County
Welcome to the Peoples Guide Sacramento City & County

Credit Repair

This section is “dedicated to the women of the Meadowview Navigation Center”

Credit repair resources

Asian Resources, Inc [ARI]
Offers services that can provide additional training or support services to the clients to
ensure that any barriers in retaining employment are addressed.
Program and services such as:
 Weekly Workshops
 Financial Literacy
 Computer Class
 Case Management
 Individual Training Account (ITA)/Support Service
 Job Placement and On-The-Job Training Program
 Additional AIR programs
 Eligibility
 Low-income and limited English speaking individuals, as well as formerly
incarcerated individuals who are re-entering the workforce.
 Program fee
No fees.
 Application Process
Telephone or walk in.
 Documents required
No documents required.
 Languages Offered
Chinese
English
Vietnamese
Ukrainian
Spanish
Russian
Laotian
Hmong
Farsi
Assyrian
2411 Alhambra Boulevard, Suite 110
Sacramento, CA, United States, 95817

916-324-6202
http://www.asianresources.org

City of Sacramento Office of Innovation and Economic Development – Financial
Empowerment Center

Agency: City of Sacramento Office of Innovation and Economic Development
Description: Offers free professional one-on-one financial navigation and coaching for
local residents.
Financial Coaching for those who would like support in building long-term financial
health through:
 Reducing debt
 Building savings
 Improving credit, and/or
 Connecting with safe, affordable checking/saving accounts
 Eligibility
 Open to all Sacramento County residents 18 and older. No income restrictions.
 Program fee
No fees.
 Application Process
To request an FEC coaching appointment: email, call, or schedule an
appointment online.
All appointments will be remote via phone or video at this time.
 Documents required
Call for details.
 Languages Offered
Interpretation services for other languages upon request
English
Spanish
 Coverage area(s)
CA – Sacramento County – Sacramento
Hours of Operation
Monday through Friday 8 am – 5 pm; some evening and weekend times are available
FEC@cityofsacramento.org
916-818-4927

Program: Debt Counseling – Housing & Economic Rights Advocates
Agency: Housing & Economic Rights Advocates

Description: Provides free education and advocacy to California residents struggling
with debt and credit concerns.
Coaches clients through the process of how to handle various kinds of debt through
consumer education, one-on-one coaching, and advocacy. Educates clients on their
rights and options, helping them correct unlawful entries on their credit reports and
teaching them how to advocate for themselves to build or rebuild credit to meet their
goals.

Program information

Eligibility
Low to moderate-income California Residents.
Program fee
No fees.
Application Process
Call to apply for assistance and to learn more.
Wait period
Staff will respond to phone messages within 48 hours.
Documents required
No documents required.
Languages Offered
Translation services are available for multiple languages. American Sign Language
Interpreter available on request
English
American Sign Language Accessibility
American Sign Language Interpreter available on request.
Coverage area(s)
CA,
510-271-8443

Main – Intake

800-735-2929

800-855-3000

510-868-4521

Email
inquiries@heraca.org
Website
https://www.heraca.org/#ourwork
Hours of Operation
Intake Phone Line: Open Seven days a week, 24-hours, staff will respond within 48
hours;

Services are conducted entirely remotely.

Housing and Counseling Program – Greater Sacramento Urban League
Agency: Greater Sacramento Urban League

Description: Offers HUD-approved housing and counseling programs at no cost to the
general public. 
GSUL Housing Office offers counseling assistance in the following areas:
 First-time Home Buyer
 Homebuyer Certification
 Pre and Post Home Purchase
 Credit and Budgeting
 Refinancing
 Predatory Lending and Fair Housing Support
 Foreclosure Mitigation
 Homelessness
 Rental Assistance
Program information
 Eligibility
 Open.
 Program fee
No fee.
 Application Process
Telephone or email.
 Documents required
Call for details.
 Languages Offered
English
 Coverage area(s)
CA – Sacramento County,
3725 Marysville Boulevard
Sacramento, CA, United States, 95838

916-286-8600
Email
media@gsul.org
Website
http://www.gsul.org/program-services/education/
Hours of Operation
Office: Monday through Thursday, 9 am – 5 pm;
Friday, hours vary, virtual assistance or in-person appointments available (contact for
details);

Housing and Counseling Program appointments: call for details

CA Department of Social
Services: Housing and Disability Advocacy Program

The Housing and Disability Advocacy Program (HDAP) was established in 2016 to
assist people experiencing or at risk of homelessness who are likely eligible for disability
benefits by providing advocacy for disability benefits as well as housing supports. 
HDAP has four core requirements: outreach, case management, disability benefits
advocacy, and housing assistance.  Housing-related financial assistance and
wraparound supportive services provided by HDAP include but are not limited to: interim
shelter assistance, rental assistance, housing navigation, case management, security
deposits, utility payments, moving costs, legal services, and credit repair.  
Eligibility: HDAP targets individuals who are experiencing homelessness and who are
likely eligible for disability benefits.

To Apply: Sacramento County Contact: Carmen Briscoe briscoec@saccounty.net
(916) 862-2582