CAN I GET HELP WITH CAR INSURANCE AND SMOG CHECK?
1. Low Cost Car Insurance
Low income drivers in California can purchase special auto insurance for at a discounted rate. See if you qualify and sign up directly at
https://www.mylowcostauto.com/ or
Call (866) 602-8861
if you have questions. You must verify your income with tax returns and also show a valid driver’s license, current vehicle registration, and proof of ownership of vehicle.
To be eligible you must live in California; you must be at least 19 years old and have been driving for at least 3 years without losing your license; and you must meet income requirements. An agent will determine if you meet the income and car requirements to qualify for CAARP.
Also, in the last 3 years you cannot have:
• Been responsible for an accident involving bodily injury or death
• Had more than one property damage accident in which you were at fault
• More than one point for a moving violation
You also cannot be a college student claimed as a dependent on someone else’s taxes.
2. Help With Smog Check
The State’s Consumer Assistance Program (CAP) provides financial assistance for low income consumers whose vehicles don’t pass smog check. Through the CAP program the State will pay the STAR Smog Check & Repair station of your choice up to $1200.00 for emissions related repairs performed on your vehicle. You must pay a copayment. The program is limited to available funds.
See https://www.smogtips.com/consumer_assistance.cfm or
call the Department of Automotive Repairs (800) 952-5210
for information and to apply. Don’t do any repairs until you are notified that you’ve been approved.